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Six questions to ask your retirement professional

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Preparing for a first meeting with a retirement professional can be intimidating, especially if you are a new or prospective client. The adviser will get the conversation going and ensure it is directed in the right way to have a good understanding of your financial situation and goals for the future to create an effective...

The best of both worlds

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Our family bought a minivan last year. With child number three on the way, we needed more room for car seats and Cheerio dust. While some people hesitate to get on board with the idea of buying a minivan, I was all about it.

My wife and I looked into hybrid minivans to save money on gasoline. Unfortunately, the hybrid van life was too rich for our blood, so we opted for a traditional gas-guzzler. Our kids named the new-to-us gray minivan “Delfín,” Spanish for “dolphin.”

Hybrid electric vehicles operate through the combination of an internal combustion engine and one or more electric motors, utilizing energy stored in batteries. Hybrid words (also called hybridisms) combine...

Final education bills introduced, update on school boards bill

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Dear Editor,

Our education reform agenda now includes six bills! Here are descriptions of the final two that were introduced the week of Feb. 13, as well as an update on our bill to reform school boards, which received a strong endorsement from the Santa Fe New Mexician and passed its first committee by 7-1 on Feb. 18.

IMPROVING THE COLLEGES OF EDUCATION

Over the past decade, the number of people completing traditional teacher training programs at New Mexico’s colleges of education have fallen by 75%. Graduates of New Mexico’s colleges of education report that the programs too often emphasize abstract theory over the practical, skills-based learning that is most valuable to...

How does an annuity company invest the funds?

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An annuity is a financial contract in which an insurance company agrees to make periodic payments to an individual, usually in exchange for a lump sum payment or a series of payments. The insurance company then invests the funds from annuity holders to generate income to pay out future payments.




There are several ways an annuity company can invest the funds they receive. Some options include:




Bonds: The company may invest in various bonds, such as Treasury bonds, municipal bonds, or corporate bonds, which are debt securities that pay a fixed or variable interest rate. Stocks: The company may invest in stocks, which are equity securities representing ownership in a corporation...

What’s my name again?

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Names hold enormous power. I’ve always been impressed by people who go by names with only one word — Cher, Beyoncé, Prince, Madonna, Bono, Beck, Banksy or Pelé come to mind. These one-word names are called “mononyms.”

 

Add Plato, Aristotle, Fergie, Fabio, and Coolio, and you’re looking at quite the lineup of mononymous people. If you’re not singing “mononym” to the Muppet tune of “Mahna Mahna,” you will be by the end of this sentence.

 

You probably know about pseudonyms. These “pen names,” “noms de plume,” or even “aliases” are the names authors use for a particular purpose. Classic examples include Dr. Seuss, Mark Twain and Mrs. Silence...

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