Safe money refers to low-risk investments that provide a guaranteed return on their investment. Insurance companies typically offer these investments and include products such as fixed annuities, life insurance policies, and other fixed-income investments. Safe money investments are considered low-risk because they provide a guaranteed return on investment and are not subject to market fluctuations.

Safe money investments are important to retirement planning because they provide a reliable and predictable source of income during retirement. During retirement, it is essential to have a steady source of income to cover expenses such as housing, healthcare, and other necessities. Safe...

WASHINGTON D.C. — U.S. Senators Martin Heinrich, D-N.M., Chair of the Senate Appropriations Subcommittee on Agriculture, Rural Development, Food and Drug Administration, and Related Agencies, and Ben Ray Luján, D-N.M.,  and Reps. Teresa Leger Fernández, D-N.M., Melanie Stansbury, D-N.M., and Gabe Vasquez, D-N.M., are welcoming over $35 million in federal funding from the U.S. Department of Agriculture for rural development projects across New Mexico as part of the Administration’s Investing in America initiative.

“As Chair of the Appropriations Sub­committee that oversees the USDA, I am focused on delivering the federal resources New Mexico’s rural communities need to...

I love listening to other people’s coffee shop orders. It seems there is no limit to human creativity when it comes to curating the best bespoke beverage. With so many milk choices, coffee combinations and sweetener options, the possibilities are endless. And, as long as I get that caffeine in me, it’s all good.

Have you noticed what people say before they list their litany of whipped whimsies? Increasingly, I hear these coffee connoisseurs begin with, “I’ll do…”

No, I didn’t say “I do.” Although, if they love their six-dollar coffees so much, they might as well marry them, am I right? I wouldn’t know — I’m more of a chai guy.

That’s right — people start...

I’m doing the best I can over here. I’m proud to say my wife and I have been married for 16 years, but I still have plenty to learn (understatement of the century).

When it comes to addressing a woman, we have several prefixes to choose from. I previously investigated “Mr.” and “Master.” Today, we’ll tackle how to address women formally.

As a born and bred Okie, I still call an elder female “ma’am.” This polite way to address a woman comes from the Old French phrase “ma dame” (my lady). Ma dame became “madam,” and then, as it often does, the word got shortened. Generally, madam (or ma’am) was used to address a married woman.

Let’s talk about the term...